# WORLD ACCEPTANCE CORP
> Alpha governed public record. Unknown, unavailable, and unpublished values are never inferred as zero.
## Record
| Field | Value |
| --- | --- |
| Representation | alpha-profile-markdown-v4 |
| Protocol | Alpha Governance Facts Protocol 0.1 |
| Schema | alpha.governance.entity.public.v1 |
| Record version | public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce |
| Governance record representation | alpha-governance-record-v2 |
| Canonical entity | alpha:company:1b019a8f-e9e5-4071-901d-6899309b1372 |
| Entity type | Company |
| Canonical URL | https://registry.alpha.ac/companies/world-acceptance-corp |
| Publication | PUBLISHED |
| Verification | source_reported |
| Verification schema | alpha-verification-states-v1 |
| Ownership | unclaimed |
| Published claims | 27 |
| Claims under review | 1 |
| Evidence records | 9 |
| Conflicts | 0 |
| Conflicts in internal review | 0 |
| Observed | 2026-10-26T04:46:23.131112+00:00 |
| Last reviewed | 2026-10-26T04:46:23.131112+00:00 |
## Identity
- Legal name: WORLD ACCEPTANCE CORP
- Display name: WORLD ACCEPTANCE CORP
## Alpha Governance Record
| Field | Value |
| --- | --- |
| Governance Record schema | alpha-governance-record-v2 |
| Ontology | alpha-governance-ontology-v1 |
| Record version | public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce |
| As of | 2026-10-26T14:12:43.918324+00:00 |
| Completeness | 0.409 |
| Record Quality | 0.838 |
| Directors | 6 |
| Committees | 3 |
| Governance events | 12 |
| Entity class | public_company |
## Section coverage
| Section | State |
| --- | --- |
| identity | PUBLISHED |
| corporate_structure | NOT_REVIEWED |
| board | PUBLISHED |
| committees | PUBLISHED |
| leadership | PUBLISHED |
| ownership | NOT_REVIEWED |
| financials | NOT_REVIEWED |
| capital_structure | PUBLISHED |
| compensation | NOT_REVIEWED |
| governance | NOT_REVIEWED |
| shareholder_governance | NOT_REVIEWED |
| audit | NOT_REVIEWED |
| legal | NOT_REVIEWED |
| risk | NOT_REVIEWED |
| cyber | NOT_REVIEWED |
| ai_governance | NOT_REVIEWED |
| agent_governance | RESTRICTED |
| markets_external | NOT_REVIEWED |
| events | PUBLISHED |
| relationships | PUBLISHED |
| assessments | PUBLISHED |
| evidence | PUBLISHED |
## Board
- Benjamin E. Robinson III: Director. Status: current. Independent: true. Since: 2021-01-01. Committees: AUDIT AND COMPLIANCE COMMITTEE (member). claim_id=alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:6
- Charles D. Way: Director. Status: current. Independent: NOT_PUBLISHED. Since: 1991-01-01. Committees: AUDIT AND COMPLIANCE COMMITTEE (chair); Compensation and Stock Option Committee (member). claim_id=alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:7
- Darrell E. Whitaker: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2008-01-01. Committees: AUDIT AND COMPLIANCE COMMITTEE (member); Nominating and Corporate Governance Committee (member). claim_id=alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:8
- Elizabeth R. Neuhoff: Director. Status: current. Independent: true. Since: 2021-01-01. Committees: Compensation and Stock Option Committee (member). claim_id=alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:9
- Ken R. Bramlett, Jr.: Director. Status: current. Independent: true. Since: 1993-01-01. claim_id=alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:5
- Scott J. Vassalluzzo: Director. Status: current. Independent: true. Since: 2011-01-01. claim_id=alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:10
## Committees
- AUDIT AND COMPLIANCE COMMITTEE (audit). Chair: Charles D. Way. Members: Charles D. Way (chair, current); Benjamin E. Robinson III (member, current); Darrell E. Whitaker (member, current). committee_id=alpha:committee:world-acceptance-corp:audit-and-compliance-committee
- Compensation and Stock Option Committee (compensation). Chair: NOT_PUBLISHED. Members: Charles D. Way (member, current); Elizabeth R. Neuhoff (member, current). committee_id=alpha:committee:world-acceptance-corp:compensation-and-stock-option-committee
- Nominating and Corporate Governance Committee (nominating_governance). Chair: NOT_PUBLISHED. Members: Darrell E. Whitaker (member, current). committee_id=alpha:committee:world-acceptance-corp:nominating-and-corporate-governance-committee
## Executive leadership
- A. Lindsay Caulder: Senior Vice President, Human Resources. Status: current. claim_id=alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:11
- D. Clinton Dyer: Executive Vice President and Chief Branch Operations Officer. Status: current. claim_id=alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:12
- Jason E. Childers: Senior Vice President, Information Technology. Status: current. claim_id=alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:14
- R. Chad Prashad: President and Chief Executive Officer [CEO]. Status: current. claim_id=alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:17
- Scott McIntyre: Senior Vice President, Accounting. Status: current. claim_id=alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:18
- J. Tobin Turner: Executive Vice President and Chief Operating Officer [COO]. Status: unknown. claim_id=alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:13
- John L. Calmes Jr.: Executive Vice President, Chief Financial and Strategy Officer and Treasurer. Status: unknown. claim_id=alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:15
- Luke J. Umstetter: Senior Vice President, General Counsel, Chief Compliance Officer and Secretary [GC]. Status: unknown. claim_id=alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:16
## Governance events
- EXECUTIVE_APPOINTED: A. Lindsay Caulder executive of WORLD ACCEPTANCE CORP, effective 2025-05-22. Effective: 2025-05-22. Detected: 2026-10-26T04:46:23.131112+00:00. event_id=alpha:event:transition:1gb8oufucsy6f
- EXECUTIVE_APPOINTED: D. Clinton Dyer executive of WORLD ACCEPTANCE CORP, effective 2025-05-22. Effective: 2025-05-22. Detected: 2026-10-26T04:46:23.131112+00:00. event_id=alpha:event:transition:56mjwf1t3vlib
- EXECUTIVE_APPOINTED: Jason E. Childers executive of WORLD ACCEPTANCE CORP, effective 2025-05-22. Effective: 2025-05-22. Detected: 2026-10-26T04:46:23.131112+00:00. event_id=alpha:event:transition:83r0g41rfhv9e
- CEO_CHANGED: R. Chad Prashad executive of WORLD ACCEPTANCE CORP, effective 2025-05-22. Effective: 2025-05-22. Detected: 2026-10-26T04:46:23.131112+00:00. event_id=alpha:event:transition:kd9c111dt7hpr
- EXECUTIVE_APPOINTED: Scott McIntyre executive of WORLD ACCEPTANCE CORP, effective 2025-05-22. Effective: 2025-05-22. Detected: 2026-10-26T04:46:23.131112+00:00. event_id=alpha:event:transition:1w0eggx5x3omr
- DIRECTOR_APPOINTED: Benjamin E. Robinson III seat on WORLD ACCEPTANCE CORP, effective 2021-01-01. Effective: 2021-01-01. Detected: 2026-10-26T04:46:23.131112+00:00. event_id=alpha:event:transition:6pjxba1cg9bvw
- DIRECTOR_APPOINTED: Elizabeth R. Neuhoff seat on WORLD ACCEPTANCE CORP, effective 2021-01-01. Effective: 2021-01-01. Detected: 2026-10-26T04:46:23.131112+00:00. event_id=alpha:event:transition:1ckljo31b50brj
- DIRECTOR_APPOINTED: Scott J. Vassalluzzo seat on WORLD ACCEPTANCE CORP, effective 2011-01-01. Effective: 2011-01-01. Detected: 2026-10-26T04:46:23.131112+00:00. event_id=alpha:event:transition:1g3v8zi1uo6yow
- DIRECTOR_APPOINTED: Darrell E. Whitaker seat on WORLD ACCEPTANCE CORP, effective 2008-01-01. Effective: 2008-01-01. Detected: 2026-10-26T04:46:23.131112+00:00. event_id=alpha:event:transition:md4cjp1uypbth
- DIRECTOR_APPOINTED: Ken R. Bramlett, Jr. seat on WORLD ACCEPTANCE CORP, effective 1993-01-01. Effective: 1993-01-01. Detected: 2026-10-26T04:46:23.131112+00:00. event_id=alpha:event:transition:1s9il261isjezw
- BOARD_CHAIR_CHANGED: Ken R. Bramlett, Jr. chairs board WORLD ACCEPTANCE CORP, effective 1993-01-01. Effective: 1993-01-01. Detected: 2026-10-26T04:46:23.131112+00:00. event_id=alpha:event:transition:1moztuwz0nw80
- DIRECTOR_APPOINTED: Charles D. Way seat on WORLD ACCEPTANCE CORP, effective 1991-01-01. Effective: 1991-01-01. Detected: 2026-10-26T04:46:23.131112+00:00. event_id=alpha:event:transition:13iy7csbu27c0
## Scoped resources
- `alpha://company/world-acceptance-corp` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record
- `alpha://company/world-acceptance-corp/identity` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=identity
- `alpha://company/world-acceptance-corp/corporate-structure` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=corporate-structure
- `alpha://company/world-acceptance-corp/board` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=board
- `alpha://company/world-acceptance-corp/committees` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=committees
- `alpha://company/world-acceptance-corp/leadership` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=leadership
- `alpha://company/world-acceptance-corp/ownership` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=ownership
- `alpha://company/world-acceptance-corp/financials` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=financials
- `alpha://company/world-acceptance-corp/capital-structure` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=capital-structure
- `alpha://company/world-acceptance-corp/compensation` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=compensation
- `alpha://company/world-acceptance-corp/governance` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=governance
- `alpha://company/world-acceptance-corp/shareholder-governance` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=shareholder-governance
- `alpha://company/world-acceptance-corp/audit` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=audit
- `alpha://company/world-acceptance-corp/legal` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=legal
- `alpha://company/world-acceptance-corp/risk` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=risk
- `alpha://company/world-acceptance-corp/cyber` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=cyber
- `alpha://company/world-acceptance-corp/ai-governance` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=ai-governance
- `alpha://company/world-acceptance-corp/agents` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=agents
- `alpha://company/world-acceptance-corp/ecosystem` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=ecosystem
- `alpha://company/world-acceptance-corp/events` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=events
- `alpha://company/world-acceptance-corp/relationships` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=relationships
- `alpha://company/world-acceptance-corp/assessments` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=assessments
- `alpha://company/world-acceptance-corp/evidence` (contract): https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record§ion=evidence
## Role modules
- NOT_ASSERTED
## Attention
- NO_RECORDS_FOUND
## Committee data
- Claim alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:committee_appointment:20: `{"kind":"committee_appointment","original_name":"AUDIT AND COMPLIANCE COMMITTEE","category":"audit","role":"chair","person":{"alpha_id":"alpha:person:charles-d-way-wrld","name":"Charles D. Way"},"source_id":"governance_people_committees"}`
- Claim alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:committee_appointment:21: `{"kind":"committee_appointment","original_name":"AUDIT AND COMPLIANCE COMMITTEE","category":"audit","role":"member","person":{"alpha_id":"alpha:person:benjamin-e-robinson-iii-wrld","name":"Benjamin E. Robinson III"},"source_id":"governance_people_committees"}`
- Claim alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:committee_appointment:22: `{"kind":"committee_appointment","original_name":"AUDIT AND COMPLIANCE COMMITTEE","category":"audit","role":"member","person":{"alpha_id":"alpha:person:darrell-e-whitaker-wrld","name":"Darrell E. Whitaker"},"source_id":"governance_people_committees"}`
- Claim alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:committee_appointment:24: `{"kind":"committee_appointment","original_name":"Compensation and Stock Option Committee","category":"compensation","role":"member","person":{"alpha_id":"alpha:person:charles-d-way-wrld","name":"Charles D. Way"},"source_id":"governance_people_committees"}`
- Claim alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:committee_appointment:25: `{"kind":"committee_appointment","original_name":"Compensation and Stock Option Committee","category":"compensation","role":"member","person":{"alpha_id":"alpha:person:elizabeth-r-neuhoff-wrld","name":"Elizabeth R. Neuhoff"},"source_id":"governance_people_committees"}`
- Claim alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:committee_appointment:27: `{"kind":"committee_appointment","original_name":"Nominating and Corporate Governance Committee","category":"nominating_governance","role":"member","person":{"alpha_id":"alpha:person:darrell-e-whitaker-wrld","name":"Darrell E. Whitaker"},"source_id":"governance_people_committees"}`
## Leadership
- Ken R. Bramlett, Jr.: Director. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:5. Valid from: 1993-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:4334fdec2a238a2baf4080f8d29b07c7bb99d14cd6ac306c5a59444a2b2a2649.
- Benjamin E. Robinson III: Director. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:6. Valid from: 2021-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:4334fdec2a238a2baf4080f8d29b07c7bb99d14cd6ac306c5a59444a2b2a2649.
- Charles D. Way: Director. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:7. Valid from: 1991-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:4334fdec2a238a2baf4080f8d29b07c7bb99d14cd6ac306c5a59444a2b2a2649.
- Darrell E. Whitaker: Director. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:8. Valid from: 2008-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:4334fdec2a238a2baf4080f8d29b07c7bb99d14cd6ac306c5a59444a2b2a2649.
- Elizabeth R. Neuhoff: Director. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:9. Valid from: 2021-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:4334fdec2a238a2baf4080f8d29b07c7bb99d14cd6ac306c5a59444a2b2a2649.
- Scott J. Vassalluzzo: Director. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:10. Valid from: 2011-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:4334fdec2a238a2baf4080f8d29b07c7bb99d14cd6ac306c5a59444a2b2a2649.
- A. Lindsay Caulder: Senior Vice President, Human Resources. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:11. Valid from: 2025-05-22. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:fd7585dab69e080e3772a6c5a6f8c09c555841d9f2eaaa179bb693cba0bccff6.
- D. Clinton Dyer: Executive Vice President and Chief Branch Operations Officer. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:12. Valid from: 2025-05-22. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:ec8663d0e9a32c06aca1cb3689c7de0bd09834010f81d02acbaa72913c081978.
- J. Tobin Turner: Executive Vice President and Chief Operating Officer. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:13. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:dcf9fd99843f5225613b44490f527fe1590e3ea6bd7a1ecb775e6c7175b1f382.
- Jason E. Childers: Senior Vice President, Information Technology. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:14. Valid from: 2025-05-22. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:a83ca1345c5c290a42733f6e2d7c58134a64c203b9cc6d24143a8bc8ec6e2cce.
- John L. Calmes Jr.: Executive Vice President, Chief Financial and Strategy Officer and Treasurer. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:15. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:dcf9fd99843f5225613b44490f527fe1590e3ea6bd7a1ecb775e6c7175b1f382.
- Luke J. Umstetter: Senior Vice President, General Counsel, Chief Compliance Officer and Secretary. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:16. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:dcf9fd99843f5225613b44490f527fe1590e3ea6bd7a1ecb775e6c7175b1f382.
- R. Chad Prashad: President and Chief Executive Officer. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:17. Valid from: 2025-05-22. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:1598862cdda7f9684daf499c8ddc869ea52dc4ccf846167959159bbef765a7de.
- Scott McIntyre: Senior Vice President, Accounting. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:leadership_role:18. Valid from: 2025-05-22. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:b4a16c54ff079c5684725dc6324da5196a5e90357496b6b116167019d6ce73e3.
## Roles
- PUBLISHED
## Governance
- NOT_ASSERTED
## Board committees
- AUDIT AND COMPLIANCE COMMITTEE: Chair Charles D. Way; Members Charles D. Way (Chair); Benjamin E. Robinson III; Darrell E. Whitaker. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:committee_record:19. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:3e2ddf374348f342253fc86b65f17acff0e516fca9055f0d023babea4467a1dc.
- Compensation and Stock Option Committee: Chair not stated; Members Charles D. Way; Elizabeth R. Neuhoff. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:committee_record:23. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:3e2ddf374348f342253fc86b65f17acff0e516fca9055f0d023babea4467a1dc.
- Nominating and Corporate Governance Committee: Chair not stated; Members Darrell E. Whitaker. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:committee_record:26. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:3e2ddf374348f342253fc86b65f17acff0e516fca9055f0d023babea4467a1dc.
## Financials
- NOT_ASSERTED
## Workforce
- NOT_ASSERTED
## Market and index context
- PUBLISHED
## Legal Name
- WORLD ACCEPTANCE CORP. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:legal_name:1. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:177cc8306fcacde3bdc2c4d0739d11a14a6f568be144dc0c8bc49fd2ac3ed29a.
## Entity Status
- Public listing published. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:entity_status:3. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:177cc8306fcacde3bdc2c4d0739d11a14a6f568be144dc0c8bc49fd2ac3ed29a.
## Published Fact
- US. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:published_fact:4. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:177cc8306fcacde3bdc2c4d0739d11a14a6f568be144dc0c8bc49fd2ac3ed29a.
## Committee Appointment
- Charles D. Way: chair, AUDIT AND COMPLIANCE COMMITTEE. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:committee_appointment:20. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:3e2ddf374348f342253fc86b65f17acff0e516fca9055f0d023babea4467a1dc.
- Benjamin E. Robinson III: member, AUDIT AND COMPLIANCE COMMITTEE. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:committee_appointment:21. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:3e2ddf374348f342253fc86b65f17acff0e516fca9055f0d023babea4467a1dc.
- Darrell E. Whitaker: member, AUDIT AND COMPLIANCE COMMITTEE. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:committee_appointment:22. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:3e2ddf374348f342253fc86b65f17acff0e516fca9055f0d023babea4467a1dc.
- Charles D. Way: member, Compensation and Stock Option Committee. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:committee_appointment:24. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:3e2ddf374348f342253fc86b65f17acff0e516fca9055f0d023babea4467a1dc.
- Elizabeth R. Neuhoff: member, Compensation and Stock Option Committee. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:committee_appointment:25. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:3e2ddf374348f342253fc86b65f17acff0e516fca9055f0d023babea4467a1dc.
- Darrell E. Whitaker: member, Nominating and Corporate Governance Committee. Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:committee_appointment:27. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:3e2ddf374348f342253fc86b65f17acff0e516fca9055f0d023babea4467a1dc.
## Security Listing
- WRLD (NASDAQ). Claim: alpha:claim:company:1b019a8f-e9e5-4071-901d-6899309b1372:security_listing:28. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:177cc8306fcacde3bdc2c4d0739d11a14a6f568be144dc0c8bc49fd2ac3ed29a.
## Coverage states
| Field | Value |
| --- | --- |
| Identity | PUBLISHED |
| Business | PUBLISHED |
| Leadership | PUBLISHED |
| Board and committees | PUBLISHED |
| Governance | NOT_ASSERTED |
| Financials | NOT_ASSERTED |
| Workforce | NOT_ASSERTED |
| Ownership | NOT_ASSERTED |
| Ratings | NOT_PUBLISHED |
| Market and index context | PUBLISHED |
## Public sources
- alpha:projection-evidence:177cc8306fcacde3bdc2c4d0739d11a14a6f568be144dc0c8bc49fd2ac3ed29a: [Alpha canonical company public projection](https://www.alpha.ac/api/public/companies/world-acceptance-corp).
- alpha:projection-evidence:document:4334fdec2a238a2baf4080f8d29b07c7bb99d14cd6ac306c5a59444a2b2a2649: [WORLD ACCEPTANCE CORP DEF 14A 2026-07-22](https://www.sec.gov/Archives/edgar/data/108385/000010838526000029/wrld-20260722.htm).
- alpha:projection-evidence:document:fd7585dab69e080e3772a6c5a6f8c09c555841d9f2eaaa179bb693cba0bccff6: [WRLD 10-K executive officers](https://www.sec.gov/Archives/edgar/data/108385/000010838525000041/wrld-20250331.htm).
- alpha:projection-evidence:document:ec8663d0e9a32c06aca1cb3689c7de0bd09834010f81d02acbaa72913c081978: [WRLD 10-K executive officers](https://www.sec.gov/Archives/edgar/data/108385/000010838525000041/wrld-20250331.htm).
- alpha:projection-evidence:document:dcf9fd99843f5225613b44490f527fe1590e3ea6bd7a1ecb775e6c7175b1f382: [SEC DEF 14A 0000108385-26-000029](https://www.sec.gov/Archives/edgar/data/108385/000010838526000029/wrld-20260722.htm).
- alpha:projection-evidence:document:a83ca1345c5c290a42733f6e2d7c58134a64c203b9cc6d24143a8bc8ec6e2cce: [WRLD 10-K executive officers](https://www.sec.gov/Archives/edgar/data/108385/000010838525000041/wrld-20250331.htm).
- alpha:projection-evidence:document:1598862cdda7f9684daf499c8ddc869ea52dc4ccf846167959159bbef765a7de: [WRLD 10-K executive officers](https://www.sec.gov/Archives/edgar/data/108385/000010838525000041/wrld-20250331.htm).
- alpha:projection-evidence:document:b4a16c54ff079c5684725dc6324da5196a5e90357496b6b116167019d6ce73e3: [WRLD 10-K executive officers](https://www.sec.gov/Archives/edgar/data/108385/000010838525000041/wrld-20250331.htm).
- alpha:projection-evidence:3e2ddf374348f342253fc86b65f17acff0e516fca9055f0d023babea4467a1dc: [AUDIT AND COMPLIANCE COMMITTEE](https://www.sec.gov/Archives/edgar/data/108385/000010838526000029/wrld-20260722.htm).
## Rights
| Field | Value |
| --- | --- |
| public_retrieval | allowed |
| agent_retrieval | allowed |
| redistribution | not_granted |
| model_training | not_granted |
| commercial_use | not_specified |
| relationship_pathfinding | not_granted |
| direct_contact | not_granted |
## Limitations
- Absence of a leadership role, committee, or disclosure is not evidence that it does not exist.
- Only explicitly published canonical company identity and current confirmed public roles are included.
- Absence of a board, committee, executive, listing, or claim is not evidence that it does not exist.
- Public retrieval does not grant redistribution, model-training, direct-contact, or relationship-pathfinding rights.
- This Company Profile is an identity and evidence record, not an Alpha rating.
## Alternate representations
- [Canonical profile](https://registry.alpha.ac/companies/world-acceptance-corp)
- [Public Markdown](https://registry.alpha.ac/companies/world-acceptance-corp.md)
- [Public JSON](https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=record)
- [JSON-LD](https://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=jsonld)
- MCP resource: `alpha://companies/world-acceptance-corp` at https://mcp.alpha.ac/mcp
## Connected governance records
Only explicitly published, rights-cleared records. Missing records do not establish absence, safety, or complete coverage.
## Critical-risk oversight
Snapshot as of 2026-10-26T14:12:43.444775+00:00; recorded 2026-10-26T14:12:43.444775+00:00. Every published assignment for this snapshot is listed.
Only explicitly reviewed, rights-cleared assignments in effect on the as-of date, in the company's own wording.
An assignment shows where oversight is placed, not whether it is effective. Missing records do not establish absence.WORLD ACCEPTANCE CORP, for agents
The same record as the human view, as a structured object any agent can read and cite. Reading is open to every agent, model, and tool, with no key and no account. Signing and transparency logging are not yet published for this record.
- Alpha ID
- alpha:company:1b019a8f-e9e5-4071-901d-6899309b1372
- Version
- vpublic-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ceRecorded Oct 26, 2026
- Content hash
- Not yet signed
- Signature
- Not yet signed
- Transparency log
- Not yet signed
- Freshness
- ObservedChecked Oct 26, 2026. Reviewed Oct 26, 2026
- Read access
- OpenNo key for public retrieval
- Processing basis
- Public recordDoctrine
Read
OpenOne canonical URL. The Accept header or a file suffix selects the format. Every format renders the same Claims and carries the same record version.
curl -H "Accept: application/json" https://registry.alpha.ac/companies/world-acceptance-corpTrustCheck and Governance Receipts
Agent tierIllustrative. TrustChecks run in the private enterprise overlay. The example below is generated for this entity class and does not reference this record. Contract: TrustCheck and Governance Receipts v0.1.
Agents about to act ask a question, not for a document. A TrustCheck evaluates the AuthorityGrant objects behind a proposed action and returns allow, deny, require_approval, or insufficient_evidence. The source system acts, and a GovernanceReceipt records what the agent relied on.
- allow, deny
- The AuthorityGrant and policy decide. Reason codes name the rule.
- require_approval
- An entitled human records the decision. Customer policy sets the threshold, never an Eval.
- insufficient_evidence
- No authority is registered. Alpha never infers permission to act.
curl https://www.alpha.ac/v1/action-intents \
-H 'Content-Type: application/json' \
-b "$ALPHA_SESSION_COOKIE" \
-d '{
"schema_version": "2026-08-29",
"environment": "test",
"actor": { "alpha_id": "alpha:account:self", "type": "alpha_account" },
"principal": { "alpha_id": "alpha:company:example-issuer", "type": "organization" },
"organization": { "alpha_id": "alpha:company:example-issuer", "type": "organization" },
"proposed_action": { "type": "purchase_order.commit", "description": "Accept an order placed by an agent claiming company authority." },
"requested_authority": ["purchase_order.commit"]
}'
# then
curl https://www.alpha.ac/v1/trust-checks -H 'Content-Type: application/json' \
-b "$ALPHA_SESSION_COOKIE" -d '{ "action_intent_id": "<from the previous response>" }'{
"schema_version": "2026-08-29",
"trust_check_id": "alpha:trust-check:illustrative-0001",
"decision": "insufficient_evidence",
"explanation": "No AuthorityGrant names this agent and organization.",
"reason_codes": [
"authority_grant_missing"
],
"evaluated_authority": {
"authority_grants": []
},
"policy_version": "trustcheck.registry-claim.test.v0.1",
"integrity_state": "recorded",
"limitations": [
"Illustrative example. No TrustCheck was run for this record."
]
}{
"schema_version": "2026-08-29",
"receipt_id": "alpha:receipt:illustrative-0001",
"environment": "test",
"actor": {
"alpha_id": "alpha:account:self",
"type": "alpha_account"
},
"agent": {
"provider": {
"alpha_id": "alpha:company:example-agent-provider",
"type": "provider"
},
"product": {
"alpha_id": "alpha:agent-product:example-procurement-agent",
"type": "agent_product"
},
"deployment": {
"alpha_id": "alpha:agent-deployment:example-deployment",
"type": "agent_deployment"
},
"use_case": {
"alpha_id": "alpha:agent-use-case:example-purchase-order",
"type": "agent_use_case"
},
"workflow": "Illustrative purchase order commitment"
},
"principal": {
"alpha_id": "alpha:company:example-issuer",
"type": "organization"
},
"sponsor": {
"alpha_id": "alpha:company:example-issuer",
"type": "organization"
},
"action_intent_id": "alpha:action-intent:illustrative-0001",
"trust_check_id": "alpha:trust-check:illustrative-0001",
"authority_grant_references": [],
"action_intent": {
"type": "purchase_order.commit"
},
"affected_alpha_ids": [
"alpha:company:example-issuer"
],
"trust_check_decision": "insufficient_evidence",
"policy_version": "trustcheck.registry-claim.test.v0.1",
"rule_references": [
{
"reason_code": "authority_grant_missing",
"rule_id": "trustcheck.authority_grant_missing",
"policy_ref": "trustcheck.registry-claim.test.v0.1",
"control_ref": null,
"grant_policy_references": []
}
],
"integrity": "Illustrative. Not issued, not signed."
}Connect
Open readEvery surface reads the same published record. No surface holds its own copy of the facts.
// claude_desktop_config.json, Cursor, or any MCP client
{
"mcpServers": {
"alpha": { "url": "https://mcp.alpha.ac/mcp" }
}
}
// This record as an MCP resource
alpha://companies/world-acceptance-corpalpha://companies/world-acceptance-corpThis record as an MCP resourcehttps://registry.alpha.ac/api/public/companies/world-acceptance-corp?format=recordThe same record over HTTP
Subscribe to changes
Agent tier, previewNo public subscription endpoint is published yet. Event delivery is part of Agent tier access, in preview. Access and availability.
EXECUTIVE_APPOINTEDDerived governance event published on this record (alpha-governance-event-derivation-v2)CEO_CHANGEDDerived governance event published on this record (alpha-governance-event-derivation-v2)DIRECTOR_APPOINTEDDerived governance event published on this record (alpha-governance-event-derivation-v2)BOARD_CHAIR_CHANGEDDerived governance event published on this record (alpha-governance-event-derivation-v2)
{
"specversion": "1.0",
"type": "ac.alpha.registry.EXECUTIVE_APPOINTED",
"source": "https://registry.alpha.ac/companies/world-acceptance-corp",
"subject": "alpha:company:1b019a8f-e9e5-4071-901d-6899309b1372",
"data": {
"record_version": "public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce",
"note": "Subscription delivery is Agent tier, preview. Not yet available publicly."
}
}Versions and changes
OpenRecords are versioned. Derived governance events on this record are listed below with the version that publishes them. Effective is the world time the derivation states; Recorded is when Alpha detected the event. Content hashes and log entries appear once records are signed.
| Version | Effective | Recorded | Content hash | Log entry | What changed |
|---|---|---|---|---|---|
| vpublic-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce | May 22, 2025 | Oct 26, 2026 | Not yet signed | Not yet signed | A. Lindsay Caulder executive of WORLD ACCEPTANCE CORP, effective 2025-05-22. |
| vpublic-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce | May 22, 2025 | Oct 26, 2026 | Not yet signed | Not yet signed | D. Clinton Dyer executive of WORLD ACCEPTANCE CORP, effective 2025-05-22. |
| vpublic-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce | May 22, 2025 | Oct 26, 2026 | Not yet signed | Not yet signed | Jason E. Childers executive of WORLD ACCEPTANCE CORP, effective 2025-05-22. |
| vpublic-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce | May 22, 2025 | Oct 26, 2026 | Not yet signed | Not yet signed | R. Chad Prashad executive of WORLD ACCEPTANCE CORP, effective 2025-05-22. |
| vpublic-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce | May 22, 2025 | Oct 26, 2026 | Not yet signed | Not yet signed | Scott McIntyre executive of WORLD ACCEPTANCE CORP, effective 2025-05-22. |
| vpublic-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce | Jan 1, 2021 | Oct 26, 2026 | Not yet signed | Not yet signed | Benjamin E. Robinson III seat on WORLD ACCEPTANCE CORP, effective 2021-01-01. |
| vpublic-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce | Jan 1, 2021 | Oct 26, 2026 | Not yet signed | Not yet signed | Elizabeth R. Neuhoff seat on WORLD ACCEPTANCE CORP, effective 2021-01-01. |
| vpublic-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce | Jan 1, 2011 | Oct 26, 2026 | Not yet signed | Not yet signed | Scott J. Vassalluzzo seat on WORLD ACCEPTANCE CORP, effective 2011-01-01. |
| vpublic-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce | Jan 1, 2008 | Oct 26, 2026 | Not yet signed | Not yet signed | Darrell E. Whitaker seat on WORLD ACCEPTANCE CORP, effective 2008-01-01. |
| vpublic-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce | Jan 1, 1993 | Oct 26, 2026 | Not yet signed | Not yet signed | Ken R. Bramlett, Jr. seat on WORLD ACCEPTANCE CORP, effective 1993-01-01. |
| vpublic-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce | Jan 1, 1993 | Oct 26, 2026 | Not yet signed | Not yet signed | Ken R. Bramlett, Jr. chairs board WORLD ACCEPTANCE CORP, effective 1993-01-01. |
| vpublic-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce | Jan 1, 1991 | Oct 26, 2026 | Not yet signed | Not yet signed | Charles D. Way seat on WORLD ACCEPTANCE CORP, effective 1991-01-01. |
Access, rights, and the public-role doctrine
Facts are open. Rights travel with every Claim and every Evidence record, so an agent sees the same terms whichever format it reads.
| Capability | Access | Agents |
|---|---|---|
| Alpha Disclosure sample | public | human process |
| Alpha public website | public | retrievable now |
| Alpha Standard, methodology, and research | public | retrievable now |
| Alpha Profiles (public executive and company records) | public | retrievable now |
| Public HTTP endpoints described by OpenAPI 3.1 | public | retrievable now |
| Alpha MCP public discovery and read-only capabilities | public | retrievable now |
| Alpha AI Readiness Eval | public | human process |
| Alpha Platform | approved access | requires approved access |
| Alpha API (authenticated operations) | approved access | requires approved access |
| Alpha MCP premium capabilities | approved access | requires approved access |
| Alpha Evals and verified assessments | custom | human process |
| Alpha Council membership | custom | human process |
| Alpha Institute education, workshops, and coaching | custom | human process |
| Governance diagnostics and institutional advisory | custom | human process |
Record limitations. Every representation states these in the same words; nothing is inferred as zero.
- Absence of a leadership role, committee, or disclosure is not evidence that it does not exist.
- Only explicitly published canonical company identity and current confirmed public roles are included.
- Absence of a board, committee, executive, listing, or claim is not evidence that it does not exist.
- Public retrieval does not grant redistribution, model-training, direct-contact, or relationship-pathfinding rights.
- This Company Profile is an identity and evidence record, not an Alpha rating.
"rights": {
"public_retrieval": "allowed",
"agent_retrieval": "allowed",
"redistribution": "not_granted",
"model_training": "not_granted",
"commercial_use": "not_specified",
"relationship_pathfinding": "not_granted",
"direct_contact": "not_granted"
}
"evidence_rights": {
"evidence_records": 9,
"redistribution_allowed": 0,
"restricted_or_unknown": 9,
"classified_unknown": 9
}"data_subject": {
"basis": "public_record",
"entity": "alpha:company:1b019a8f-e9e5-4071-901d-6899309b1372",
"identity_ownership": "unclaimed",
"rights": {
"public_retrieval": "allowed",
"agent_retrieval": "allowed",
"redistribution": "not_granted",
"model_training": "not_granted",
"commercial_use": "not_specified",
"relationship_pathfinding": "not_granted",
"direct_contact": "not_granted"
},
"requests": "https://www.alpha.ac/contact"
}How agents find this
OpenThe page head and every response carry rel="alternate" links and the Registry's Link header. The list below is generated from the same list the server emits.
/llms-full.txtAlpha consolidated public agent guide/.well-known/ai-catalog.jsonAlpha Agentic Resource Discovery manifest/.well-known/api-catalogapi-catalog/.well-known/webmcp.jsonAlpha WebMCP tool discovery/openapi.jsonAlpha Governance Public Intelligence API (OpenAPI 3.1)/apiAlpha Intelligence API/developersAlpha Governance Developer Platform/docs/trustcheck-receipts-v01.mdTrustCheck and Governance Receipts v0.1 test preview/docs/apiAlpha service documentation/llms.txtAlpha service docs for AI agents/agents.mdAlpha agent instructions (when to use Alpha)/api-versioning.mdAlpha public API versioning and deprecation policy/.well-known/agent-skills/index.jsonAgent Skills Index/products/accessAlpha Access and Availability/api/public/product-accessAlpha Product Access and Availability JSON/api/public/auth-capabilitiesAlpha Authentication Capabilities JSON/peopleAlpha Executive Profiles/companiesAlpha Company Profiles/people/readinessAlpha Profile Coverage and Agent Readiness/api/public/profile-readinessAlpha Public Profile Readiness JSON/api/public/profiles/steven-wolfe-pereiraAlpha Public Profile JSON Example/.well-known/agent-card.jsonA2A Agent Card/.well-known/mcp/server-card.jsonMCP Server Card/.well-known/openid-configurationOpenID Configuration/.well-known/oauth-protected-resourceOAuth Protected Resource/.well-known/oauth-authorization-serverOAuth Authorization Server (agent_auth)/.well-known/agent-registrationAgent Registration/.well-known/http-message-signatures-directoryhttp-message-signatures-directory/.well-known/jwks-rotationJWKS Rotation Policy/auth.mdAgent Authentication/llms.txtSite overview for AI agents/sitemap.xmlsitemap/api/public/agent-readinessAgent Readiness Status/api/public/company-report/osw-market-dataOSW Market Data Verification
Record map and assertion states
| Section | Anchor | Resource | State | Claims |
|---|---|---|---|---|
| Identity | #c-subject | /identity | Published | 0 |
| Corporate structure | - | /corporate_structure | Not reviewed | - |
| Board | #c-board | /board | Published | 6 |
| Committees | #c-committees | /committees | Published | 9 |
| Leadership | #c-leadership | /leadership | Published | 8 |
| Ownership | #c-control | /ownership | Not reviewed | 0 |
| Financials | #c-financials | /financials | Not reviewed | 1 |
| Capital structure | - | /capital_structure | Published | - |
| Compensation | #c-comp | /compensation | Not reviewed | 0 |
| Governance | #c-governance | /governance | Not reviewed | 0 |
| Shareholder governance | - | /shareholder_governance | Not reviewed | - |
| Audit | - | /audit | Not reviewed | - |
| Legal | #c-legal | /legal | Not reviewed | 0 |
| Risk | #c-risk | /risk | Not reviewed | 0 |
| Cyber | - | /cyber | Not reviewed | - |
| AI governance | #c-ai | /ai_governance | Not reviewed | 0 |
| Agent governance | #c-authority | /agent_governance | Restricted | 0 |
| Markets external | - | /markets_external | Not reviewed | - |
| Events | #c-history | /events | Published | 12 |
| Relationships | #c-links | /relationships | Published | 14 |
| Assessments | #c-monitor | /assessments | Published | 0 |
| Evidence | #c-evidence | /evidence | Published | 9 |
- corroboratedTwo or more independent sources agree
- source_reportedOne cited source states it
- alpha_inferenceAlpha's conclusion, with reasoning
- not_disclosedSearched, nothing found. Never rendered as false
- not_reviewedNot yet searched
- not_registeredNo authority registered with Alpha



