# Nu Holdings Ltd.

> Alpha governed public record. Unknown, unavailable, and unpublished values are never inferred as zero.

## Record

| Field | Value |
| --- | --- |
| Representation | alpha-profile-markdown-v4 |
| Protocol | Alpha Governance Facts Protocol 0.1 |
| Schema | alpha.governance.entity.public.v1 |
| Record version | public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce |
| Governance record representation | alpha-governance-record-v2 |
| Canonical entity | alpha:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9 |
| Entity type | Company |
| Canonical URL | https://registry.alpha.ac/companies/nu-holdings-ltd |
| Publication | PUBLISHED |
| Verification | source_reported |
| Verification schema | alpha-verification-states-v1 |
| Ownership | unclaimed |
| Published claims | 13 |
| Claims under review | 2 |
| Evidence records | 9 |
| Conflicts | 0 |
| Conflicts in internal review | 0 |
| Observed | 2026-10-16T13:51:31.052224+00:00 |
| Last reviewed | 2026-10-16T13:51:31.052224+00:00 |

## Identity

- Legal name: Nu Holdings Ltd.
- Display name: Nu Holdings Ltd.

## Alpha Governance Record

| Field | Value |
| --- | --- |
| Governance Record schema | alpha-governance-record-v2 |
| Ontology | alpha-governance-ontology-v1 |
| Record version | public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce |
| As of | 2026-10-17T03:09:44.06203+00:00 |
| Completeness | 0.273 |
| Record Quality | 0.708 |
| Directors | 0 |
| Committees | 0 |
| Governance events | 0 |
| Entity class | public_company |

## Section coverage

| Section | State |
| --- | --- |
| identity | PUBLISHED |
| corporate_structure | NOT_REVIEWED |
| board | NOT_REVIEWED |
| committees | NOT_REVIEWED |
| leadership | PUBLISHED |
| ownership | NOT_REVIEWED |
| financials | NOT_REVIEWED |
| capital_structure | PUBLISHED |
| compensation | NOT_REVIEWED |
| governance | NOT_REVIEWED |
| shareholder_governance | NOT_REVIEWED |
| audit | NOT_REVIEWED |
| legal | NOT_REVIEWED |
| risk | NOT_REVIEWED |
| cyber | NOT_REVIEWED |
| ai_governance | NOT_REVIEWED |
| agent_governance | RESTRICTED |
| markets_external | NOT_REVIEWED |
| events | INSUFFICIENT_EVIDENCE |
| relationships | PUBLISHED |
| assessments | PUBLISHED |
| evidence | PUBLISHED |

## Executive leadership

- Cristina Helena Zingaretti Junqueira: Chief Growth Officer & CEO of US [CEO]. Status: unknown. claim_id=alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:leadership_role:7
- David Velez-Osomo: Founder, Chairman & Chief Executive Officer [CEO]. Status: unknown. claim_id=alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:leadership_role:8
- Eric Cristhopher Young: Chief Technology Officer [CTO]. Status: unknown. claim_id=alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:leadership_role:9
- Ethan Eismann: Chief Design Officer. Status: unknown. claim_id=alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:leadership_role:10
- Guilherme Marques do Lago: Chief Financial Officer [CFO]. Status: unknown. claim_id=alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:leadership_role:11
- Henrique Camossa Saldanha Fragelli: Chief Risk Officer [CRO]. Status: unknown. claim_id=alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:leadership_role:12
- Livia Martines Chanes: Chief Executive Officer of Brazil [CEO]. Status: unknown. claim_id=alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:leadership_role:13
- Suzana Kubric: Chief of Human Resources Officer. Status: unknown. claim_id=alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:leadership_role:14

## Scoped resources

- `alpha://company/nu-holdings-ltd` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record
- `alpha://company/nu-holdings-ltd/identity` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=identity
- `alpha://company/nu-holdings-ltd/corporate-structure` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=corporate-structure
- `alpha://company/nu-holdings-ltd/board` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=board
- `alpha://company/nu-holdings-ltd/committees` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=committees
- `alpha://company/nu-holdings-ltd/leadership` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=leadership
- `alpha://company/nu-holdings-ltd/ownership` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=ownership
- `alpha://company/nu-holdings-ltd/financials` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=financials
- `alpha://company/nu-holdings-ltd/capital-structure` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=capital-structure
- `alpha://company/nu-holdings-ltd/compensation` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=compensation
- `alpha://company/nu-holdings-ltd/governance` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=governance
- `alpha://company/nu-holdings-ltd/shareholder-governance` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=shareholder-governance
- `alpha://company/nu-holdings-ltd/audit` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=audit
- `alpha://company/nu-holdings-ltd/legal` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=legal
- `alpha://company/nu-holdings-ltd/risk` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=risk
- `alpha://company/nu-holdings-ltd/cyber` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=cyber
- `alpha://company/nu-holdings-ltd/ai-governance` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=ai-governance
- `alpha://company/nu-holdings-ltd/agents` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=agents
- `alpha://company/nu-holdings-ltd/ecosystem` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=ecosystem
- `alpha://company/nu-holdings-ltd/events` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=events
- `alpha://company/nu-holdings-ltd/relationships` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=relationships
- `alpha://company/nu-holdings-ltd/assessments` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=assessments
- `alpha://company/nu-holdings-ltd/evidence` (contract): https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record&section=evidence

## Role modules

- NOT_ASSERTED

## Attention

- NO_RECORDS_FOUND

## Committee data

- NO_RECORDS_FOUND

## Leadership

- Cristina Helena Zingaretti Junqueira: Chief Growth Officer & CEO of US. Claim: alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:leadership_role:7. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:57822f2275e14beda129bcd1c527718daf77db9025633392ed17d6265713c7d0.
- David Velez-Osomo: Founder, Chairman & Chief Executive Officer. Claim: alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:leadership_role:8. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:188e390343063afc45b96044092e06a9ecd9ada50488beab27770f659a8be483.
- Eric Cristhopher Young: Chief Technology Officer. Claim: alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:leadership_role:9. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:12104227b55380552b83130f5be95ec429c9b637cefe263dfb397f3129318988.
- Ethan Eismann: Chief Design Officer. Claim: alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:leadership_role:10. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:7a88540e5265cce29ecdd62629044afa03590846664de7395ffbd0fff3d0c39d.
- Guilherme Marques do Lago: Chief Financial Officer. Claim: alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:leadership_role:11. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:a4646ade4ca495db2e011ebe0add54992e4bda0e278b7b93fb6f6562a9b7b9b5.
- Henrique Camossa Saldanha Fragelli: Chief Risk Officer. Claim: alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:leadership_role:12. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:43cf3a1a15c724434b9f7ce7cd2557f57e1d0df51ee559024abd6dad10da4418.
- Livia Martines Chanes: Chief Executive Officer of Brazil. Claim: alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:leadership_role:13. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:47b3e9af5f3a7c3590f748d63f345eeac713684d9f94082b1d058c86eb11e466.
- Suzana Kubric: Chief of Human Resources Officer. Claim: alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:leadership_role:14. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:0683c3ce515743650b7364809abd0b382aca3c213dc7764626a0255420380c79.

## Roles

- PUBLISHED

## Governance

- NOT_ASSERTED

## Board committees

- NOT_ASSERTED

## Financials

- NOT_ASSERTED

## Workforce

- NOT_ASSERTED

## Market and index context

- PUBLISHED

## Legal Name

- Nu Holdings Ltd.. Claim: alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:legal_name:1. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e9b4ec37340ba038b3ad9a077212469cac50cba453b79b0bec5369136d465869.

## Entity Status

- Public listing published. Claim: alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:entity_status:3. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e9b4ec37340ba038b3ad9a077212469cac50cba453b79b0bec5369136d465869.

## Published Fact

- US. Claim: alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:published_fact:5. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e9b4ec37340ba038b3ad9a077212469cac50cba453b79b0bec5369136d465869.
- Financials. Claim: alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:published_fact:6. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e9b4ec37340ba038b3ad9a077212469cac50cba453b79b0bec5369136d465869.

## Security Listing

- NU (NYSE). Claim: alpha:claim:company:5e9d4e9a-8405-4b9d-8aa4-20470c3928f9:security_listing:15. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e9b4ec37340ba038b3ad9a077212469cac50cba453b79b0bec5369136d465869.

## Coverage states

| Field | Value |
| --- | --- |
| Identity | PUBLISHED |
| Business | PUBLISHED |
| Leadership | PUBLISHED |
| Board and committees | NOT_ASSERTED |
| Governance | NOT_ASSERTED |
| Financials | NOT_ASSERTED |
| Workforce | NOT_ASSERTED |
| Ownership | NOT_ASSERTED |
| Ratings | NOT_PUBLISHED |
| Market and index context | PUBLISHED |

## Public sources

- alpha:projection-evidence:e9b4ec37340ba038b3ad9a077212469cac50cba453b79b0bec5369136d465869: [Alpha canonical company public projection](https://www.alpha.ac/api/public/companies/nu-holdings-ltd).
- alpha:projection-evidence:document:57822f2275e14beda129bcd1c527718daf77db9025633392ed17d6265713c7d0: [Nu Holdings Ltd key executives](https://financialmodelingprep.com/stable/key-executives?symbol=NU).
- alpha:projection-evidence:document:188e390343063afc45b96044092e06a9ecd9ada50488beab27770f659a8be483: [Nu Holdings Ltd key executives](https://financialmodelingprep.com/stable/key-executives?symbol=NU).
- alpha:projection-evidence:document:12104227b55380552b83130f5be95ec429c9b637cefe263dfb397f3129318988: [Nu Holdings Ltd key executives](https://financialmodelingprep.com/stable/key-executives?symbol=NU).
- alpha:projection-evidence:document:7a88540e5265cce29ecdd62629044afa03590846664de7395ffbd0fff3d0c39d: [Nu Holdings Ltd key executives](https://financialmodelingprep.com/stable/key-executives?symbol=NU).
- alpha:projection-evidence:document:a4646ade4ca495db2e011ebe0add54992e4bda0e278b7b93fb6f6562a9b7b9b5: [Nu Holdings Ltd key executives](https://financialmodelingprep.com/stable/key-executives?symbol=NU).
- alpha:projection-evidence:document:43cf3a1a15c724434b9f7ce7cd2557f57e1d0df51ee559024abd6dad10da4418: [Nu Holdings Ltd key executives](https://financialmodelingprep.com/stable/key-executives?symbol=NU).
- alpha:projection-evidence:document:47b3e9af5f3a7c3590f748d63f345eeac713684d9f94082b1d058c86eb11e466: [Nu Holdings Ltd key executives](https://financialmodelingprep.com/stable/key-executives?symbol=NU).
- alpha:projection-evidence:document:0683c3ce515743650b7364809abd0b382aca3c213dc7764626a0255420380c79: [Nu Holdings Ltd key executives](https://financialmodelingprep.com/stable/key-executives?symbol=NU).

## Rights

| Field | Value |
| --- | --- |
| public_retrieval | allowed |
| agent_retrieval | allowed |
| redistribution | not_granted |
| model_training | not_granted |
| commercial_use | not_specified |
| relationship_pathfinding | not_granted |
| direct_contact | not_granted |

## Limitations

- Absence of a leadership role, committee, or disclosure is not evidence that it does not exist.
- Only explicitly published canonical company identity and current confirmed public roles are included.
- Absence of a board, committee, executive, listing, or claim is not evidence that it does not exist.
- Public retrieval does not grant redistribution, model-training, direct-contact, or relationship-pathfinding rights.
- This Company Profile is an identity and evidence record, not an Alpha rating.

## Alternate representations

- [Canonical profile](https://registry.alpha.ac/companies/nu-holdings-ltd)
- [Public Markdown](https://registry.alpha.ac/companies/nu-holdings-ltd.md)
- [Public JSON](https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=record)
- [JSON-LD](https://registry.alpha.ac/api/public/companies/nu-holdings-ltd?format=jsonld)
- MCP resource: `alpha://companies/nu-holdings-ltd` at https://mcp.alpha.ac/mcp


## Connected governance records

Only explicitly published, rights-cleared records. Missing records do not establish absence, safety, or complete coverage.

## Critical-risk oversight

Snapshot as of 2026-10-17T03:09:43.853723+00:00; recorded 2026-10-17T03:09:43.853723+00:00. Every published assignment for this snapshot is listed.
Only explicitly reviewed, rights-cleared assignments in effect on the as-of date, in the company's own wording.
An assignment shows where oversight is placed, not whether it is effective. Missing records do not establish absence.