# FIRST BANCORP

> Alpha governed public record. Unknown, unavailable, and unpublished values are never inferred as zero.

## Record

| Field | Value |
| --- | --- |
| Representation | alpha-profile-markdown-v4 |
| Protocol | Alpha Governance Facts Protocol 0.1 |
| Schema | alpha.governance.entity.public.v1 |
| Record version | public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce |
| Governance record representation | alpha-governance-record-v2 |
| Canonical entity | alpha:company:37d3d015-a82e-4e2f-81c7-b452b223be56 |
| Entity type | Company |
| Canonical URL | https://registry.alpha.ac/companies/first-bancorp-pr |
| Publication | PUBLISHED |
| Verification | source_reported |
| Verification schema | alpha-verification-states-v1 |
| Ownership | unclaimed |
| Published claims | 32 |
| Claims under review | 1 |
| Evidence records | 5 |
| Conflicts | 0 |
| Conflicts in internal review | 0 |
| Observed | 2026-10-25T04:45:44.311361+00:00 |
| Last reviewed | 2026-10-25T04:45:44.311361+00:00 |

## Identity

- Legal name: FIRST BANCORP /PR/
- Display name: FIRST BANCORP

## Alpha Governance Record

| Field | Value |
| --- | --- |
| Governance Record schema | alpha-governance-record-v2 |
| Ontology | alpha-governance-ontology-v1 |
| Record version | public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce |
| As of | 2026-10-25T09:03:06.319727+00:00 |
| Completeness | 0.409 |
| Record Quality | 0.838 |
| Directors | 10 |
| Committees | 4 |
| Governance events | 12 |
| Entity class | public_company |

## Section coverage

| Section | State |
| --- | --- |
| identity | PUBLISHED |
| corporate_structure | NOT_REVIEWED |
| board | PUBLISHED |
| committees | PUBLISHED |
| leadership | PUBLISHED |
| ownership | NOT_REVIEWED |
| financials | NOT_REVIEWED |
| capital_structure | PUBLISHED |
| compensation | NOT_REVIEWED |
| governance | NOT_REVIEWED |
| shareholder_governance | NOT_REVIEWED |
| audit | NOT_REVIEWED |
| legal | NOT_REVIEWED |
| risk | NOT_REVIEWED |
| cyber | NOT_REVIEWED |
| ai_governance | NOT_REVIEWED |
| agent_governance | RESTRICTED |
| markets_external | NOT_REVIEWED |
| events | PUBLISHED |
| relationships | PUBLISHED |
| assessments | PUBLISHED |
| evidence | PUBLISHED |

## Board

- Aurelio Alemán: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2005-01-01. claim_id=alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:5
- Daniel E. Frye: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2018-01-01. Committees: Audit Committee (member); Risk Committee (member). claim_id=alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:6
- Félix M. Villamil: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2020-01-01. Committees: Audit Committee (member). claim_id=alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:7
- John A. Heffern: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2017-01-01. Committees: Audit Committee (member); Risk Committee (member). claim_id=alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:8
- Jose M. Lacasa: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2021-01-01. claim_id=alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:9
- Juan Acosta Reboyras: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2014-01-01. Committees: Compensation & Benefits Committee (member); Risk Committee (member). claim_id=alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:10
- Luz A. Crespo: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2015-01-01. Committees: Audit Committee (member); Compensation & Benefits Committee (member); Risk Committee (member). claim_id=alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:11
- Patricia M. Eaves: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2021-01-01. Committees: Compensation & Benefits Committee (member); Corporate Governance & Nominating Committee (member). claim_id=alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:12
- T. Michael McDonald: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2012-01-01. claim_id=alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:13
- Tracey Dedrick: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2019-01-01. claim_id=alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:14

## Committees

- Audit Committee (audit). Chair: NOT_PUBLISHED. Members: Daniel E. Frye (member, current); Félix M. Villamil (member, current); John A. Heffern (member, current); Luz A. Crespo (member, current). committee_id=alpha:committee:first-bancorp-pr:audit-committee
- Compensation & Benefits Committee (compensation). Chair: NOT_PUBLISHED. Members: Juan Acosta Reboyras (member, current); Luz A. Crespo (member, current); Patricia M. Eaves (member, current). committee_id=alpha:committee:first-bancorp-pr:compensation-benefits-committee
- Corporate Governance & Nominating Committee (nominating_governance). Chair: NOT_PUBLISHED. Members: Patricia M. Eaves (member, current). committee_id=alpha:committee:first-bancorp-pr:corporate-governance-nominating-committee
- Risk Committee (risk). Chair: NOT_PUBLISHED. Members: Daniel E. Frye (member, current); John A. Heffern (member, current); Juan Acosta Reboyras (member, current); Luz A. Crespo (member, current). committee_id=alpha:committee:first-bancorp-pr:risk-committee

## Executive leadership

- Aurelio Alemán: President and Chief Executive Officer [CEO]. Status: current. claim_id=alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:15
- Orlando Berges: Executive Vice President and Chief Financial Officer [CFO]. Status: current. claim_id=alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:16

## Governance events

- CEO_CHANGED: Aurelio Alemán executive of FIRST BANCORP, effective 2026-02-27. Effective: 2026-02-27. Detected: 2026-10-25T04:45:44.311361+00:00. event_id=alpha:event:transition:1ujbobswbwsd2
- CFO_CHANGED: Orlando Berges executive of FIRST BANCORP, effective 2026-02-27. Effective: 2026-02-27. Detected: 2026-10-25T04:45:44.311361+00:00. event_id=alpha:event:transition:yatuhxvc85ar
- DIRECTOR_APPOINTED: Jose M. Lacasa seat on FIRST BANCORP, effective 2021-01-01. Effective: 2021-01-01. Detected: 2026-10-25T04:45:44.311361+00:00. event_id=alpha:event:transition:19p1419i20vjx
- DIRECTOR_APPOINTED: Patricia M. Eaves seat on FIRST BANCORP, effective 2021-01-01. Effective: 2021-01-01. Detected: 2026-10-25T04:45:44.311361+00:00. event_id=alpha:event:transition:aaosrjg57tg7
- DIRECTOR_APPOINTED: Félix M. Villamil seat on FIRST BANCORP, effective 2020-01-01. Effective: 2020-01-01. Detected: 2026-10-25T04:45:44.311361+00:00. event_id=alpha:event:transition:nkci0azhzvfm
- DIRECTOR_APPOINTED: Tracey Dedrick seat on FIRST BANCORP, effective 2019-01-01. Effective: 2019-01-01. Detected: 2026-10-25T04:45:44.311361+00:00. event_id=alpha:event:transition:1pymp68ct9jvi
- DIRECTOR_APPOINTED: Daniel E. Frye seat on FIRST BANCORP, effective 2018-01-01. Effective: 2018-01-01. Detected: 2026-10-25T04:45:44.311361+00:00. event_id=alpha:event:transition:1622gk21a8wrd0
- DIRECTOR_APPOINTED: John A. Heffern seat on FIRST BANCORP, effective 2017-01-01. Effective: 2017-01-01. Detected: 2026-10-25T04:45:44.311361+00:00. event_id=alpha:event:transition:lcixw9tpevcx
- DIRECTOR_APPOINTED: Luz A. Crespo seat on FIRST BANCORP, effective 2015-01-01. Effective: 2015-01-01. Detected: 2026-10-25T04:45:44.311361+00:00. event_id=alpha:event:transition:3rcclvy4arvn
- DIRECTOR_APPOINTED: Juan Acosta Reboyras seat on FIRST BANCORP, effective 2014-01-01. Effective: 2014-01-01. Detected: 2026-10-25T04:45:44.311361+00:00. event_id=alpha:event:transition:1vfgarxxvfho7
- DIRECTOR_APPOINTED: T. Michael McDonald seat on FIRST BANCORP, effective 2012-01-01. Effective: 2012-01-01. Detected: 2026-10-25T04:45:44.311361+00:00. event_id=alpha:event:transition:qi1v5q196ceoe
- DIRECTOR_APPOINTED: Aurelio Alemán seat on FIRST BANCORP, effective 2005-01-01. Effective: 2005-01-01. Detected: 2026-10-25T04:45:44.311361+00:00. event_id=alpha:event:transition:v5j8wrcyhqdr

## Scoped resources

- `alpha://company/first-bancorp-pr` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record
- `alpha://company/first-bancorp-pr/identity` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=identity
- `alpha://company/first-bancorp-pr/corporate-structure` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=corporate-structure
- `alpha://company/first-bancorp-pr/board` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=board
- `alpha://company/first-bancorp-pr/committees` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=committees
- `alpha://company/first-bancorp-pr/leadership` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=leadership
- `alpha://company/first-bancorp-pr/ownership` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=ownership
- `alpha://company/first-bancorp-pr/financials` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=financials
- `alpha://company/first-bancorp-pr/capital-structure` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=capital-structure
- `alpha://company/first-bancorp-pr/compensation` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=compensation
- `alpha://company/first-bancorp-pr/governance` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=governance
- `alpha://company/first-bancorp-pr/shareholder-governance` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=shareholder-governance
- `alpha://company/first-bancorp-pr/audit` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=audit
- `alpha://company/first-bancorp-pr/legal` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=legal
- `alpha://company/first-bancorp-pr/risk` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=risk
- `alpha://company/first-bancorp-pr/cyber` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=cyber
- `alpha://company/first-bancorp-pr/ai-governance` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=ai-governance
- `alpha://company/first-bancorp-pr/agents` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=agents
- `alpha://company/first-bancorp-pr/ecosystem` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=ecosystem
- `alpha://company/first-bancorp-pr/events` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=events
- `alpha://company/first-bancorp-pr/relationships` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=relationships
- `alpha://company/first-bancorp-pr/assessments` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=assessments
- `alpha://company/first-bancorp-pr/evidence` (contract): https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record&section=evidence

## Role modules

- NOT_ASSERTED

## Attention

- NO_RECORDS_FOUND

## Committee data

- Claim alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:18: `{"kind":"committee_appointment","original_name":"Audit Committee","category":"audit","role":"member","person":{"alpha_id":"alpha:person:daniel-e-frye-fbp","name":"Daniel E. Frye"},"source_id":"governance_people_committees"}`
- Claim alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:19: `{"kind":"committee_appointment","original_name":"Audit Committee","category":"audit","role":"member","person":{"alpha_id":"alpha:person:f-lix-m-villamil-fbp","name":"Félix M. Villamil"},"source_id":"governance_people_committees"}`
- Claim alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:20: `{"kind":"committee_appointment","original_name":"Audit Committee","category":"audit","role":"member","person":{"alpha_id":"alpha:person:john-a-heffern-fbp","name":"John A. Heffern"},"source_id":"governance_people_committees"}`
- Claim alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:21: `{"kind":"committee_appointment","original_name":"Audit Committee","category":"audit","role":"member","person":{"alpha_id":"alpha:person:luz-a-crespo-fbp","name":"Luz A. Crespo"},"source_id":"governance_people_committees"}`
- Claim alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:23: `{"kind":"committee_appointment","original_name":"Compensation & Benefits Committee","category":"compensation","role":"member","person":{"alpha_id":"alpha:person:juan-acosta-reboyras-fbp","name":"Juan Acosta Reboyras"},"source_id":"governance_people_committees"}`
- Claim alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:24: `{"kind":"committee_appointment","original_name":"Compensation & Benefits Committee","category":"compensation","role":"member","person":{"alpha_id":"alpha:person:luz-a-crespo-fbp","name":"Luz A. Crespo"},"source_id":"governance_people_committees"}`
- Claim alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:25: `{"kind":"committee_appointment","original_name":"Compensation & Benefits Committee","category":"compensation","role":"member","person":{"alpha_id":"alpha:person:patricia-m-eaves-fbp","name":"Patricia M. Eaves"},"source_id":"governance_people_committees"}`
- Claim alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:27: `{"kind":"committee_appointment","original_name":"Corporate Governance & Nominating Committee","category":"nominating_governance","role":"member","person":{"alpha_id":"alpha:person:patricia-m-eaves-fbp","name":"Patricia M. Eaves"},"source_id":"governance_people_committees"}`
- Claim alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:29: `{"kind":"committee_appointment","original_name":"Risk Committee","category":"risk","role":"member","person":{"alpha_id":"alpha:person:daniel-e-frye-fbp","name":"Daniel E. Frye"},"source_id":"governance_people_committees"}`
- Claim alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:30: `{"kind":"committee_appointment","original_name":"Risk Committee","category":"risk","role":"member","person":{"alpha_id":"alpha:person:john-a-heffern-fbp","name":"John A. Heffern"},"source_id":"governance_people_committees"}`
- Claim alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:31: `{"kind":"committee_appointment","original_name":"Risk Committee","category":"risk","role":"member","person":{"alpha_id":"alpha:person:juan-acosta-reboyras-fbp","name":"Juan Acosta Reboyras"},"source_id":"governance_people_committees"}`
- Claim alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:32: `{"kind":"committee_appointment","original_name":"Risk Committee","category":"risk","role":"member","person":{"alpha_id":"alpha:person:luz-a-crespo-fbp","name":"Luz A. Crespo"},"source_id":"governance_people_committees"}`

## Leadership

- Aurelio Alemán: Director. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:5. Valid from: 2005-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:5f3878edd8bc386ee353d6d558b59f92a97b84a4994dd6b67b12e674e525b376.
- Daniel E. Frye: Director. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:6. Valid from: 2018-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:5f3878edd8bc386ee353d6d558b59f92a97b84a4994dd6b67b12e674e525b376.
- Félix M. Villamil: Director. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:7. Valid from: 2020-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:5f3878edd8bc386ee353d6d558b59f92a97b84a4994dd6b67b12e674e525b376.
- John A. Heffern: Director. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:8. Valid from: 2017-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:5f3878edd8bc386ee353d6d558b59f92a97b84a4994dd6b67b12e674e525b376.
- Jose M. Lacasa: Director. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:9. Valid from: 2021-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:5f3878edd8bc386ee353d6d558b59f92a97b84a4994dd6b67b12e674e525b376.
- Juan Acosta Reboyras: Director. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:10. Valid from: 2014-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:5f3878edd8bc386ee353d6d558b59f92a97b84a4994dd6b67b12e674e525b376.
- Luz A. Crespo: Director. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:11. Valid from: 2015-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:5f3878edd8bc386ee353d6d558b59f92a97b84a4994dd6b67b12e674e525b376.
- Patricia M. Eaves: Director. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:12. Valid from: 2021-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:5f3878edd8bc386ee353d6d558b59f92a97b84a4994dd6b67b12e674e525b376.
- T. Michael McDonald: Director. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:13. Valid from: 2012-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:5f3878edd8bc386ee353d6d558b59f92a97b84a4994dd6b67b12e674e525b376.
- Tracey Dedrick: Director. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:14. Valid from: 2019-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:5f3878edd8bc386ee353d6d558b59f92a97b84a4994dd6b67b12e674e525b376.
- Aurelio Alemán: President and Chief Executive Officer. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:15. Valid from: 2026-02-27. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:d22c70b515b6d7b716776660b3c341ed85ca69702c183f02596550f0d824c340.
- Orlando Berges: Executive Vice President and Chief Financial Officer. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:leadership_role:16. Valid from: 2026-02-27. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:a21b991378fa5a408ca3d213a6bc1ec2e7c91e9fa764f46feef15a5838b0c32e.

## Roles

- PUBLISHED

## Governance

- NOT_ASSERTED

## Board committees

- Audit Committee: Chair not stated; Members Daniel E. Frye; Félix M. Villamil; John A. Heffern; Luz A. Crespo. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_record:17. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:cbd6a2cdf689f029113a80bff7d3bce4d8cd565f1ff3cd51b40882810127df5d.
- Compensation & Benefits Committee: Chair not stated; Members Juan Acosta Reboyras; Luz A. Crespo; Patricia M. Eaves. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_record:22. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:cbd6a2cdf689f029113a80bff7d3bce4d8cd565f1ff3cd51b40882810127df5d.
- Corporate Governance & Nominating Committee: Chair not stated; Members Patricia M. Eaves. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_record:26. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:cbd6a2cdf689f029113a80bff7d3bce4d8cd565f1ff3cd51b40882810127df5d.
- Risk Committee: Chair not stated; Members Daniel E. Frye; John A. Heffern; Juan Acosta Reboyras; Luz A. Crespo. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_record:28. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:cbd6a2cdf689f029113a80bff7d3bce4d8cd565f1ff3cd51b40882810127df5d.

## Financials

- NOT_ASSERTED

## Workforce

- NOT_ASSERTED

## Market and index context

- PUBLISHED

## Legal Name

- FIRST BANCORP /PR/. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:legal_name:1. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:653b7c9ab643dadcfe9bdef2f462ddcab35a2e4531ca666db53c62009572e958.

## Entity Status

- Public listing published. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:entity_status:3. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:653b7c9ab643dadcfe9bdef2f462ddcab35a2e4531ca666db53c62009572e958.

## Published Fact

- US. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:published_fact:4. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:653b7c9ab643dadcfe9bdef2f462ddcab35a2e4531ca666db53c62009572e958.

## Committee Appointment

- Daniel E. Frye: member, Audit Committee. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:18. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:cbd6a2cdf689f029113a80bff7d3bce4d8cd565f1ff3cd51b40882810127df5d.
- Félix M. Villamil: member, Audit Committee. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:19. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:cbd6a2cdf689f029113a80bff7d3bce4d8cd565f1ff3cd51b40882810127df5d.
- John A. Heffern: member, Audit Committee. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:20. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:cbd6a2cdf689f029113a80bff7d3bce4d8cd565f1ff3cd51b40882810127df5d.
- Luz A. Crespo: member, Audit Committee. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:21. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:cbd6a2cdf689f029113a80bff7d3bce4d8cd565f1ff3cd51b40882810127df5d.
- Juan Acosta Reboyras: member, Compensation & Benefits Committee. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:23. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:cbd6a2cdf689f029113a80bff7d3bce4d8cd565f1ff3cd51b40882810127df5d.
- Luz A. Crespo: member, Compensation & Benefits Committee. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:24. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:cbd6a2cdf689f029113a80bff7d3bce4d8cd565f1ff3cd51b40882810127df5d.
- Patricia M. Eaves: member, Compensation & Benefits Committee. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:25. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:cbd6a2cdf689f029113a80bff7d3bce4d8cd565f1ff3cd51b40882810127df5d.
- Patricia M. Eaves: member, Corporate Governance & Nominating Committee. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:27. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:cbd6a2cdf689f029113a80bff7d3bce4d8cd565f1ff3cd51b40882810127df5d.
- Daniel E. Frye: member, Risk Committee. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:29. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:cbd6a2cdf689f029113a80bff7d3bce4d8cd565f1ff3cd51b40882810127df5d.
- John A. Heffern: member, Risk Committee. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:30. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:cbd6a2cdf689f029113a80bff7d3bce4d8cd565f1ff3cd51b40882810127df5d.
- Juan Acosta Reboyras: member, Risk Committee. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:31. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:cbd6a2cdf689f029113a80bff7d3bce4d8cd565f1ff3cd51b40882810127df5d.
- Luz A. Crespo: member, Risk Committee. Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:committee_appointment:32. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:cbd6a2cdf689f029113a80bff7d3bce4d8cd565f1ff3cd51b40882810127df5d.

## Security Listing

- FBP (NYSE). Claim: alpha:claim:company:37d3d015-a82e-4e2f-81c7-b452b223be56:security_listing:33. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:653b7c9ab643dadcfe9bdef2f462ddcab35a2e4531ca666db53c62009572e958.

## Coverage states

| Field | Value |
| --- | --- |
| Identity | PUBLISHED |
| Business | PUBLISHED |
| Leadership | PUBLISHED |
| Board and committees | PUBLISHED |
| Governance | NOT_ASSERTED |
| Financials | NOT_ASSERTED |
| Workforce | NOT_ASSERTED |
| Ownership | NOT_ASSERTED |
| Ratings | NOT_PUBLISHED |
| Market and index context | PUBLISHED |

## Public sources

- alpha:projection-evidence:653b7c9ab643dadcfe9bdef2f462ddcab35a2e4531ca666db53c62009572e958: [Alpha canonical company public projection](https://www.alpha.ac/api/public/companies/first-bancorp-pr).
- alpha:projection-evidence:document:5f3878edd8bc386ee353d6d558b59f92a97b84a4994dd6b67b12e674e525b376: [DEF 14A ny20058674x1_def14a.htm](https://www.sec.gov/Archives/edgar/data/1057706/000114036126011118/ny20058674x1_def14a.htm).
- alpha:projection-evidence:document:d22c70b515b6d7b716776660b3c341ed85ca69702c183f02596550f0d824c340: [FBP 10-K executive officers](https://www.sec.gov/Archives/edgar/data/1057706/000105770626000007/fbp-20251231.htm).
- alpha:projection-evidence:document:a21b991378fa5a408ca3d213a6bc1ec2e7c91e9fa764f46feef15a5838b0c32e: [FBP 10-K executive officers](https://www.sec.gov/Archives/edgar/data/1057706/000105770626000007/fbp-20251231.htm).
- alpha:projection-evidence:cbd6a2cdf689f029113a80bff7d3bce4d8cd565f1ff3cd51b40882810127df5d: [Audit Committee](https://www.sec.gov/Archives/edgar/data/1057706/000114036126011118/ny20058674x1_def14a.htm).

## Rights

| Field | Value |
| --- | --- |
| public_retrieval | allowed |
| agent_retrieval | allowed |
| redistribution | not_granted |
| model_training | not_granted |
| commercial_use | not_specified |
| relationship_pathfinding | not_granted |
| direct_contact | not_granted |

## Limitations

- Absence of a leadership role, committee, or disclosure is not evidence that it does not exist.
- Only explicitly published canonical company identity and current confirmed public roles are included.
- Absence of a board, committee, executive, listing, or claim is not evidence that it does not exist.
- Public retrieval does not grant redistribution, model-training, direct-contact, or relationship-pathfinding rights.
- This Company Profile is an identity and evidence record, not an Alpha rating.

## Alternate representations

- [Canonical profile](https://registry.alpha.ac/companies/first-bancorp-pr)
- [Public Markdown](https://registry.alpha.ac/companies/first-bancorp-pr.md)
- [Public JSON](https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=record)
- [JSON-LD](https://registry.alpha.ac/api/public/companies/first-bancorp-pr?format=jsonld)
- MCP resource: `alpha://companies/first-bancorp-pr` at https://mcp.alpha.ac/mcp


## Connected governance records

Only explicitly published, rights-cleared records. Missing records do not establish absence, safety, or complete coverage.

## Critical-risk oversight

Snapshot as of 2026-10-25T09:03:05.916944+00:00; recorded 2026-10-25T09:03:05.916944+00:00. Every published assignment for this snapshot is listed.
Only explicitly reviewed, rights-cleared assignments in effect on the as-of date, in the company's own wording.
An assignment shows where oversight is placed, not whether it is effective. Missing records do not establish absence.