# Carter Bankshares, Inc.

> Alpha governed public record. Unknown, unavailable, and unpublished values are never inferred as zero.

## Record

| Field | Value |
| --- | --- |
| Representation | alpha-profile-markdown-v4 |
| Protocol | Alpha Governance Facts Protocol 0.1 |
| Schema | alpha.governance.entity.public.v1 |
| Record version | public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce |
| Governance record representation | alpha-governance-record-v2 |
| Canonical entity | alpha:company:e897177d-13ee-429c-8b71-dc7a38948c8c |
| Entity type | Company |
| Canonical URL | https://registry.alpha.ac/companies/carter-bankshares-inc |
| Publication | PUBLISHED |
| Verification | source_reported |
| Verification schema | alpha-verification-states-v1 |
| Ownership | unclaimed |
| Published claims | 31 |
| Claims under review | 1 |
| Evidence records | 3 |
| Conflicts | 0 |
| Conflicts in internal review | 0 |
| Observed | 2026-10-15T04:46:11.014891+00:00 |
| Last reviewed | 2026-10-15T04:46:11.014891+00:00 |

## Identity

- Legal name: Carter Bankshares, Inc.
- Display name: Carter Bankshares, Inc.

## Alpha Governance Record

| Field | Value |
| --- | --- |
| Governance Record schema | alpha-governance-record-v2 |
| Ontology | alpha-governance-ontology-v1 |
| Record version | public-1:d751713988987e9331980363e24189ce:ro-d751713988987e9331980363e24189ce |
| As of | 2026-10-15T22:23:08.073852+00:00 |
| Completeness | 0.364 |
| Record Quality | 0.824 |
| Directors | 18 |
| Committees | 0 |
| Governance events | 9 |
| Entity class | public_company |

## Section coverage

| Section | State |
| --- | --- |
| identity | PUBLISHED |
| corporate_structure | NOT_REVIEWED |
| board | PUBLISHED |
| committees | NOT_REVIEWED |
| leadership | PUBLISHED |
| ownership | NOT_REVIEWED |
| financials | NOT_REVIEWED |
| capital_structure | PUBLISHED |
| compensation | NOT_REVIEWED |
| governance | NOT_REVIEWED |
| shareholder_governance | NOT_REVIEWED |
| audit | NOT_REVIEWED |
| legal | NOT_REVIEWED |
| risk | NOT_REVIEWED |
| cyber | NOT_REVIEWED |
| ai_governance | NOT_REVIEWED |
| agent_governance | RESTRICTED |
| markets_external | NOT_REVIEWED |
| events | PUBLISHED |
| relationships | PUBLISHED |
| assessments | PUBLISHED |
| evidence | PUBLISHED |

## Board

- A. Loran Adams: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2018-01-01. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:8
- Bradford N. Langs: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2020-01-01. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:9
- Jane Ann Davis: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2017-01-01. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:15
- Litz H. Van Dyke: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2017-01-01. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:17
- Matthew M. Speare: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2023-01-01. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:18
- Phyllis Q. Karavatakis Vice: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2017-01-01. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:21
- Robert M. Bolton: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2020-01-01. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:22
- Tony E. Kallsen: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2023-01-01. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:23
- Wendy S. Bell: Director. Status: current. Independent: NOT_PUBLISHED. Since: 2017-01-01. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:24
- Catharine L. Midkiff: Director. Status: unknown. Independent: true. Since: NOT_PUBLISHED. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:10
- Curtis E. Stephens: Director. Status: unknown. Independent: true. Since: NOT_PUBLISHED. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:11
- Elizabeth L. Walsh: Director. Status: unknown. Independent: true. Since: NOT_PUBLISHED. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:12
- Gregory W. Feldmann: Lead Independent Director. Status: unknown. Independent: true. Since: NOT_PUBLISHED. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:13
- Jacob A. Lutz, III: Director. Status: unknown. Independent: true. Since: NOT_PUBLISHED. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:14
- James W. Haskins: Chairman of the Board of Directors. Status: unknown. Independent: false. Since: NOT_PUBLISHED. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:7
- Kevin S. Bloomfield: Director. Status: unknown. Independent: true. Since: NOT_PUBLISHED. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:16
- Michael R. Bird: Director. Status: unknown. Independent: true. Since: NOT_PUBLISHED. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:19
- Phyllis Q. Karavatakis: Vice Chairman of the Board of Directors. Status: unknown. Independent: false. Since: NOT_PUBLISHED. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:20

## Executive leadership

- A. Loran Adams: Executive Vice President and Director of Regulatory Risk Management. Status: unknown. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:25
- Bradford N. Langs: President and Chief Strategy Officer [PRESIDENT]. Status: unknown. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:26
- Jane Ann Davis: Executive Vice President and Chief Administrative Officer. Status: unknown. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:27
- Litz H. Van Dyke: Chief Executive Officer [CEO]. Status: unknown. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:28
- Matthew M. Speare: Senior Executive Vice President and Chief Operations Officer. Status: unknown. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:29
- Tony E. Kallsen: Senior Executive Vice President and Chief Credit Officer. Status: unknown. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:30
- Wendy S. Bell: Chief Financial Officer [CFO]. Status: unknown. claim_id=alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:31

## Governance events

- DIRECTOR_APPOINTED: Matthew M. Speare seat on Carter Bankshares, Inc., effective 2023-01-01. Effective: 2023-01-01. Detected: 2026-10-15T04:46:11.014891+00:00. event_id=alpha:event:transition:qoxws2v27hlu
- DIRECTOR_APPOINTED: Tony E. Kallsen seat on Carter Bankshares, Inc., effective 2023-01-01. Effective: 2023-01-01. Detected: 2026-10-15T04:46:11.014891+00:00. event_id=alpha:event:transition:t9bb2o1nwsy46
- DIRECTOR_APPOINTED: Bradford N. Langs seat on Carter Bankshares, Inc., effective 2020-01-01. Effective: 2020-01-01. Detected: 2026-10-15T04:46:11.014891+00:00. event_id=alpha:event:transition:1bcfuwz431vu5
- DIRECTOR_APPOINTED: Robert M. Bolton seat on Carter Bankshares, Inc., effective 2020-01-01. Effective: 2020-01-01. Detected: 2026-10-15T04:46:11.014891+00:00. event_id=alpha:event:transition:1gb5pw7dd2jk
- DIRECTOR_APPOINTED: A. Loran Adams seat on Carter Bankshares, Inc., effective 2018-01-01. Effective: 2018-01-01. Detected: 2026-10-15T04:46:11.014891+00:00. event_id=alpha:event:transition:1mp2y4r16edpcb
- DIRECTOR_APPOINTED: Jane Ann Davis seat on Carter Bankshares, Inc., effective 2017-01-01. Effective: 2017-01-01. Detected: 2026-10-15T04:46:11.014891+00:00. event_id=alpha:event:transition:99743wx5q3fk
- DIRECTOR_APPOINTED: Litz H. Van Dyke seat on Carter Bankshares, Inc., effective 2017-01-01. Effective: 2017-01-01. Detected: 2026-10-15T04:46:11.014891+00:00. event_id=alpha:event:transition:8uk7ta1bxfgfe
- DIRECTOR_APPOINTED: Phyllis Q. Karavatakis Vice seat on Carter Bankshares, Inc., effective 2017-01-01. Effective: 2017-01-01. Detected: 2026-10-15T04:46:11.014891+00:00. event_id=alpha:event:transition:7l20vv1ks179z
- DIRECTOR_APPOINTED: Wendy S. Bell seat on Carter Bankshares, Inc., effective 2017-01-01. Effective: 2017-01-01. Detected: 2026-10-15T04:46:11.014891+00:00. event_id=alpha:event:transition:1vkzjhigayk2

## Scoped resources

- `alpha://company/carter-bankshares-inc` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record
- `alpha://company/carter-bankshares-inc/identity` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=identity
- `alpha://company/carter-bankshares-inc/corporate-structure` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=corporate-structure
- `alpha://company/carter-bankshares-inc/board` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=board
- `alpha://company/carter-bankshares-inc/committees` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=committees
- `alpha://company/carter-bankshares-inc/leadership` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=leadership
- `alpha://company/carter-bankshares-inc/ownership` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=ownership
- `alpha://company/carter-bankshares-inc/financials` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=financials
- `alpha://company/carter-bankshares-inc/capital-structure` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=capital-structure
- `alpha://company/carter-bankshares-inc/compensation` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=compensation
- `alpha://company/carter-bankshares-inc/governance` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=governance
- `alpha://company/carter-bankshares-inc/shareholder-governance` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=shareholder-governance
- `alpha://company/carter-bankshares-inc/audit` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=audit
- `alpha://company/carter-bankshares-inc/legal` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=legal
- `alpha://company/carter-bankshares-inc/risk` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=risk
- `alpha://company/carter-bankshares-inc/cyber` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=cyber
- `alpha://company/carter-bankshares-inc/ai-governance` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=ai-governance
- `alpha://company/carter-bankshares-inc/agents` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=agents
- `alpha://company/carter-bankshares-inc/ecosystem` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=ecosystem
- `alpha://company/carter-bankshares-inc/events` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=events
- `alpha://company/carter-bankshares-inc/relationships` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=relationships
- `alpha://company/carter-bankshares-inc/assessments` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=assessments
- `alpha://company/carter-bankshares-inc/evidence` (contract): https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record&section=evidence

## Role modules

- NOT_ASSERTED

## Attention

- NO_RECORDS_FOUND

## Committee data

- NO_RECORDS_FOUND

## Leadership

- James W. Haskins: Chairman of the Board of Directors. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:7. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:af0c4d51313e6c5ba041ce37455b66c28693339f74257297768a05c69a9f3132.
- A. Loran Adams: Director. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:8. Valid from: 2018-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:f1330a05726879f768f3128a9dadb55be89d3992f1a612b425adbfe2cab08322.
- Bradford N. Langs: Director. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:9. Valid from: 2020-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:f1330a05726879f768f3128a9dadb55be89d3992f1a612b425adbfe2cab08322.
- Catharine L. Midkiff: Director. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:10. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:af0c4d51313e6c5ba041ce37455b66c28693339f74257297768a05c69a9f3132.
- Curtis E. Stephens: Director. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:11. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:af0c4d51313e6c5ba041ce37455b66c28693339f74257297768a05c69a9f3132.
- Elizabeth L. Walsh: Director. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:12. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:af0c4d51313e6c5ba041ce37455b66c28693339f74257297768a05c69a9f3132.
- Gregory W. Feldmann: Lead Independent Director. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:13. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:af0c4d51313e6c5ba041ce37455b66c28693339f74257297768a05c69a9f3132.
- Jacob A. Lutz, III: Director. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:14. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:af0c4d51313e6c5ba041ce37455b66c28693339f74257297768a05c69a9f3132.
- Jane Ann Davis: Director. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:15. Valid from: 2017-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:f1330a05726879f768f3128a9dadb55be89d3992f1a612b425adbfe2cab08322.
- Kevin S. Bloomfield: Director. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:16. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:af0c4d51313e6c5ba041ce37455b66c28693339f74257297768a05c69a9f3132.
- Litz H. Van Dyke: Director. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:17. Valid from: 2017-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:f1330a05726879f768f3128a9dadb55be89d3992f1a612b425adbfe2cab08322.
- Matthew M. Speare: Director. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:18. Valid from: 2023-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:f1330a05726879f768f3128a9dadb55be89d3992f1a612b425adbfe2cab08322.
- Michael R. Bird: Director. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:19. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:af0c4d51313e6c5ba041ce37455b66c28693339f74257297768a05c69a9f3132.
- Phyllis Q. Karavatakis: Vice Chairman of the Board of Directors. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:20. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:af0c4d51313e6c5ba041ce37455b66c28693339f74257297768a05c69a9f3132.
- Phyllis Q. Karavatakis Vice: Director. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:21. Valid from: 2017-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:f1330a05726879f768f3128a9dadb55be89d3992f1a612b425adbfe2cab08322.
- Robert M. Bolton: Director. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:22. Valid from: 2020-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:f1330a05726879f768f3128a9dadb55be89d3992f1a612b425adbfe2cab08322.
- Tony E. Kallsen: Director. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:23. Valid from: 2023-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:f1330a05726879f768f3128a9dadb55be89d3992f1a612b425adbfe2cab08322.
- Wendy S. Bell: Director. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:24. Valid from: 2017-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:f1330a05726879f768f3128a9dadb55be89d3992f1a612b425adbfe2cab08322.
- A. Loran Adams: Executive Vice President and Director of Regulatory Risk Management. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:25. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:af0c4d51313e6c5ba041ce37455b66c28693339f74257297768a05c69a9f3132.
- Bradford N. Langs: President and Chief Strategy Officer. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:26. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:af0c4d51313e6c5ba041ce37455b66c28693339f74257297768a05c69a9f3132.
- Jane Ann Davis: Executive Vice President and Chief Administrative Officer. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:27. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:af0c4d51313e6c5ba041ce37455b66c28693339f74257297768a05c69a9f3132.
- Litz H. Van Dyke: Chief Executive Officer. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:28. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:af0c4d51313e6c5ba041ce37455b66c28693339f74257297768a05c69a9f3132.
- Matthew M. Speare: Senior Executive Vice President and Chief Operations Officer. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:29. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:af0c4d51313e6c5ba041ce37455b66c28693339f74257297768a05c69a9f3132.
- Tony E. Kallsen: Senior Executive Vice President and Chief Credit Officer. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:30. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:af0c4d51313e6c5ba041ce37455b66c28693339f74257297768a05c69a9f3132.
- Wendy S. Bell: Chief Financial Officer. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:leadership_role:31. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:af0c4d51313e6c5ba041ce37455b66c28693339f74257297768a05c69a9f3132.

## Roles

- PUBLISHED

## Governance

- NOT_ASSERTED

## Board committees

- PUBLISHED

## Financials

- NOT_ASSERTED

## Workforce

- NOT_ASSERTED

## Market and index context

- PUBLISHED

## Legal Name

- Carter Bankshares, Inc.. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:legal_name:1. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:19d89d530e923fb1c5fca7742a1a67cbd9dfe021e46cafce160fe05ec1daef69.

## Entity Status

- Public listing published. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:entity_status:3. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:19d89d530e923fb1c5fca7742a1a67cbd9dfe021e46cafce160fe05ec1daef69.

## Published Fact

- US. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:published_fact:4. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:19d89d530e923fb1c5fca7742a1a67cbd9dfe021e46cafce160fe05ec1daef69.
- Financial Services. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:published_fact:5. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:19d89d530e923fb1c5fca7742a1a67cbd9dfe021e46cafce160fe05ec1daef69.
- Banks - Regional. Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:published_fact:6. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:19d89d530e923fb1c5fca7742a1a67cbd9dfe021e46cafce160fe05ec1daef69.

## Security Listing

- CARE (NASDAQ). Claim: alpha:claim:company:e897177d-13ee-429c-8b71-dc7a38948c8c:security_listing:32. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:19d89d530e923fb1c5fca7742a1a67cbd9dfe021e46cafce160fe05ec1daef69.

## Coverage states

| Field | Value |
| --- | --- |
| Identity | PUBLISHED |
| Business | PUBLISHED |
| Leadership | PUBLISHED |
| Board and committees | PUBLISHED |
| Governance | NOT_ASSERTED |
| Financials | NOT_ASSERTED |
| Workforce | NOT_ASSERTED |
| Ownership | NOT_ASSERTED |
| Ratings | NOT_PUBLISHED |
| Market and index context | PUBLISHED |

## Public sources

- alpha:projection-evidence:19d89d530e923fb1c5fca7742a1a67cbd9dfe021e46cafce160fe05ec1daef69: [Alpha canonical company public projection](https://www.alpha.ac/api/public/companies/carter-bankshares-inc).
- alpha:projection-evidence:document:af0c4d51313e6c5ba041ce37455b66c28693339f74257297768a05c69a9f3132: [SEC DEF 14A 0001829576-26-000027](https://www.sec.gov/Archives/edgar/data/1829576/000182957626000027/care-20260415.htm).
- alpha:projection-evidence:document:f1330a05726879f768f3128a9dadb55be89d3992f1a612b425adbfe2cab08322: [DEF 14A care-20260415.htm](https://www.sec.gov/Archives/edgar/data/1829576/000182957626000027/care-20260415.htm).

## Rights

| Field | Value |
| --- | --- |
| public_retrieval | allowed |
| agent_retrieval | allowed |
| redistribution | not_granted |
| model_training | not_granted |
| commercial_use | not_specified |
| relationship_pathfinding | not_granted |
| direct_contact | not_granted |

## Limitations

- Absence of a leadership role, committee, or disclosure is not evidence that it does not exist.
- Only explicitly published canonical company identity and current confirmed public roles are included.
- Absence of a board, committee, executive, listing, or claim is not evidence that it does not exist.
- Public retrieval does not grant redistribution, model-training, direct-contact, or relationship-pathfinding rights.
- This Company Profile is an identity and evidence record, not an Alpha rating.

## Alternate representations

- [Canonical profile](https://registry.alpha.ac/companies/carter-bankshares-inc)
- [Public Markdown](https://registry.alpha.ac/companies/carter-bankshares-inc.md)
- [Public JSON](https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=record)
- [JSON-LD](https://registry.alpha.ac/api/public/companies/carter-bankshares-inc?format=jsonld)
- MCP resource: `alpha://companies/carter-bankshares-inc` at https://mcp.alpha.ac/mcp


## Connected governance records

Only explicitly published, rights-cleared records. Missing records do not establish absence, safety, or complete coverage.

## Critical-risk oversight

Snapshot as of 2026-10-15T22:23:07.763013+00:00; recorded 2026-10-15T22:23:07.763013+00:00. Every published assignment for this snapshot is listed.
Only explicitly reviewed, rights-cleared assignments in effect on the as-of date, in the company's own wording.
An assignment shows where oversight is placed, not whether it is effective. Missing records do not establish absence.